Attorney James Sabatini has filed a lawsuit on behalf of his client who was seriously injured in a car crash. The client sustained a herniated disc in the cervical spine that produces radiating pain. The client initially attempted to handle the case on his own and deal with the insurance company’s claims adjuster. His dealings with the insurance company became increasingly frustrating so he contacted Attorney Sabatini to takeover the case on his behalf. It is not uncommon for the firm to be retained by a client only after the client attempted to handle his case on own. In cases involving significant injury, the injured person absolutely requires legal representation to ensure that he is properly and fully compensated for his injuries and losses.Read More
Your Employee Health Insurance Claim And Personal Injury Settlements
If, as a result of your personal injuries, you have received medical care paid by your employee health plan, the health plan will probably be entitled to reimbursement for those expenses from any settlement you receive. This is called subrogation or third-party reimbursement. In addition, a lien may be placed on your settlement by the insurer. Whether your employee health plan has a right of subrogation is based upon the language contained in the plan or policy. Look through the document, if it contains sections entitled subrogation or third party liability, then you will be reimbursing the plan at the time of settlement. It is important to learn this early on in the case so that when the case is being settled, the lien can be factored into the settlement.
If you do not have a copy of the plan, the attorney will obtain it. When dealing with such a lien, our attorneys will work with the insurer to negoitate a compromise so that only a percentage of the lien is paid and the rest goes into the client’s pocket.